When it comes to Christmas shopping, I try not to leave everything to the last minute, but every year December seems to sneak up on me so damn fast that before I know it, it’s here and I realise how unprepared I actually am for D-Day.
Planning, researching and settling on the perfect gift for each member of my beautiful big extended family is one thing – exciting and enjoyable to a point, but let’s not pretend, a little stressful. And then of course, there’s a budget to consider. Finding ways to shop smart during what can be a busy and overwhelming time can only be a good thing right?
This year I am using something new to keep the finances under control by way of Warehouse Money’s Purple Visa Card. I have a credit card from another facility already, but when it comes to Christmas Shopping I planned to do the majority of it at The Warehouse because my bases are covered for the kids when it comes to Lego, board games and beach towels, and pretty much everyone else on my list too for outdoor gear, camping kit, homewares, the list goes on. So it makes sense to use my new Purple Visa Card.
There are so many incentives to using this card. Offers such as – spend over $500 between 10 November and 31 December and receive a $50 gift card back (yes, it’s as simple as that), triple rewards points (or Purple Dollars as they’re called for the Purple Visa Card) and special shopping days with extra bonuses for using your card in store made signing up a no-brainer. The Purple Visa Card can be used anywhere in NZ and overseas where Visa is accepted, but the benefits for using it at The Warehouse specifically were what made me decide to give it a go. I don’t know about you, but I’m at The Red Shed so often that I figured earning points for spending money here as I do on the regular was too good an opportunity to pass up.
Plus, there’s no annual fee which is a huge deterrent for me with most credit cards, there is no additional card holder fee, you literally earn Purple Dollars everytime you use your card. The contact centre, should you need it, is NZ based and what’s more, unlike a lot of other reward programmes, your Purple Dollars never expire.
Given all these great reasons, it’s no wonder the Purple Visa Card has been officially recognised by being awarded 5-stars for outstanding value by Canstar.
Shopping smart with credit cards enable you to get what you need for big occasions like Christmas and gain added benefits that you don’t get when paying by eft-pos or cash. As long as you pay the balance off in full the following month, as I do with all credit cards, I find it a perfect way to make my money work for me.
I headed in to The Warehouse this week and picked up a DVD player for the kids and used my Purple Visa Card. One of the wonderful things we’ll be having in our completed renovation is a Playroom. The kids have been begging for a TV in there, and I’m going to go one better and put in a DVD player so they can watch all their favourites without having to overtake the family living room! They are going to be so excited to open this on Christmas morning.
I’m already writing a list of everything else I need to head back in next week to buy – once I’ve found out who my Secret Santa recipient is. Christmas wrapping, Christmas cards for the kids to write in for their classmates, wine bottle bags for neighbour gifts, chocolates for teachers, and any other decorations we’re missing are also on my list of must-buys next week.
Does the Purple Card sound like something that might work for your family and your shopping plans this Christmas?
* this post was made possible thanks to Warehouse Money